Culture and Consumer Cost

Part 1

Post a 275-word response to the following question:

Should cultures within the United States be expected to set aside some traditions or beliefs and integrate under a united social contract?

Cite at least 2 peer-reviewed, scholarly, or similar references.

Format according to APA guidelines.

Part 2

In response to federal policy and service requirements, health insurance plans are increasingly developing high-deductible insurance policies and narrow networks. These types of policies require the consumer to pay more out of pocket. To portray this in a positive light, this trend has been labeled as “consumer-based” to suggest that the consumer must pay more from their own funds, and thus, encourage consumers to make better health care choices. On the other hand, this could be labeled as a burden on the consumer.

Write a 400-word article that identifies and evaluates the impact that federal or state health care policies have on consumer costs. Explore both positive and negative effects.

Cite 3 reputable references to support your assignment (e.g., trade or industry publications, government or agency websites, scholarly works, or other sources of similar quality).

Format according to APA guidelines.

Solution Preview

Culture and Consumer Cost
Part One
It would be very beneficial for the society if cultures within the United States set aside some beliefs or traditions and integrate under a united social agreement. However, this is a possibility that cannot be envisioned any time soon. As much as diversity is good for the community, it also causes various forms of discrimination (Lawrence, 1991). Under a common social agreement, discrimination on the basis of diversity would not be possible. This is however almost impossible, at least for now.

(823 words)