Portfolio Risk Management Techniques and Ethical Considerations
400-600 words
To answer this week’s question, locate the following article (see below) by visiting ProQuest/Source Type: Newspapers/Publication title: Wall Street Journal (online)
Target-Date Funds: What Retirement Savers Should Know Anonymous. Wall Street Journal (Online); New York, N.Y. [New York, N.Y] 22 Apr 2014: n/a.
In your own words, please post a response to the Discussion Board and comment on other postings. You will be graded on the quality of your postings.
Solution Preview
There are different target –date funds. There is “to retirement” funds whose target time is from now until the time someone retire whereas there are “through retirement” whose target time is from now until the end of someone’s retirement. These two types of target –date funds have their pros and cons. For instance, research has shown that “to retirement” can be the best option for the retirees because they leave them at a better position compared to “through retirement”. This is because exposure of stock might be higher during the early years of their retirement then they start going down after several years
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